STATUTORY REGULATION REGISTERED UNDER THE CHIT FUNDS ACT, 1982 & STATE RULES
NIVESHO REGULATED
Regulated as per CHIT FUNDS ACT 1982, and state wise CHIT RULES | EARN NIVESHO COINS

INDIA'S FIRST
DIGITAL CHIT FUND
APP WITH REWARDS.

Every chit scheme is backed by a 100% FIXED DEPOSIT in the name of the Registrar. Save securely, borrow seamlessly, and earn rewarding NIVESHO COINS for every timely EMI!

GAMIFIED SAVINGS
COIN REWARDS
SEC. 20 MANDATE
100% LIEN BACKED
CLEAR RECORDS
100% TRANSPARENT
DISPUTE ARBITRATION
SEC. 64 GOVERNED

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MULTI-STATE REGULATORY HUB

STATE-BY-STATE REGISTRATIONS & LICENSE STATUS

Chit funds require operating licenses and individual scheme approval from each state government. Select a state below to view the application status.

APPLICATION IN PROGRESS

NCT OF DELHI

DIRECTORATE OF CHIT FUNDS, GOVERNMENT OF NCT OF DELHI

JURISDICTIONAL OFFICE Directorate of Chits, Delhi
APPLICATION STATUS SUBMITTED & UNDER REVIEW
SEC 20 FD LIEN PENDING FINAL SANCTION
STATUTORY SAFEGUARD NOTE: An application for Previous Sanction under Section 4 of the Chit Funds Act, 1982 has been filed. Operations will commence upon official issuance.
FULL AUDIT & GOVERNANCE TRAIL

STATUTORY DOCUMENT REPOSITORY

Verify all legal registrations, tax filings, and independent auditor disclosures.

MCA VERIFIED

CERTIFICATE OF INCORPORATION

CIN: U64990DL2026PTC463177
AGREEMENT

TECH LICENSE AGREEMENT

PARTNER: NIVESHO TECHNOVATIONS
BANK GUARANTEE

SEC. 20 FD LIEN CERTIFICATE

LIEN HOLDER: REGISTRAR OF CHITS
ACTIVE

GST REGISTRATION

GSTIN: 07ABCDE1234F1Z5
CBDT ISSUED

PERMANENT ACCOUNT NUMBER

PAN: AAACN1234F
CA AUDIT

STATUTORY CA AUDIT

FIRM REG: 012345N